Cookie Policy

1. About This Policy

This Cookie Policy explains how Panthera Ltd ("the Company," "we," "us," or "our") uses cookies and similar technologies on pantherahq.com. It supplements our Privacy Policy, which describes how we handle personal information more broadly.

Panthera operates a B2B credit-risk analytics platform serving digital lenders in Vietnam, Indonesia, the Philippines, and Japan. Our website uses a small number of cookies to function correctly, remember your preferences, and understand how visitors engage with our platform documentation and resources. We do not use advertising or behavioural tracking cookies.

2. What Are Cookies

Cookies are small text files placed on your device when you visit a website. They allow us to recognise your browser across visits, store preferences, and measure how pages are used. We also use related technologies such as local storage for features like the cookie-notice dismissal state. References to "cookies" in this policy include these related technologies unless stated otherwise.

3. How We Use Cookies

Category	Examples	Lifetime
Strictly necessary	Session state, CSRF token, cookie-banner dismissal record	Session to 12 months
Preferences	Partner portal language or display preferences	Up to 12 months
Analytics	Self-hosted, anonymised usage metrics to understand which platform documentation pages are most visited and where visitors encounter friction	Up to 13 months
Marketing	Not currently used	--

Strictly necessary cookies cannot be disabled because they are required for the website to function. Analytics cookies help us improve the platform documentation and partner onboarding materials; you can opt out using our cookie notice or browser settings.

4. Notice and Choice

When you first visit pantherahq.com, we display a cookie notice. By continuing to use the site, you acknowledge our use of cookies as described in this policy. You may opt out of analytics cookies at any time through the cookie notice or by adjusting your browser settings. Strictly necessary cookies are not affected by opt-out choices.

5. Universal Opt-Out Signals

Where applicable law requires, we honour browser-transmitted opt-out preference signals such as the Global Privacy Control ("GPC"). If your browser transmits a GPC signal, we will suppress analytics initialisation regardless of any prior cookie-notice acknowledgment. You can verify GPC support at globalprivacycontrol.org.

6. Third-Party Cookies

Some cookies on pantherahq.com may be set by third-party service providers acting on our behalf -- for example, infrastructure or analytics services we use to operate the website. We have data processing agreements with such providers limiting their use of data collected through these cookies to purposes directly related to providing the service to us. We do not permit third-party providers to use cookies collected on our site for their own advertising purposes.

7. Managing Cookies

• Use the cookie notice displayed on your first visit to opt out of analytics cookies. You can reopen the notice at any time using the "Cookie preferences" link in the site footer.
• Your browser settings allow you to block or delete cookies from specific sites or all sites. Note that blocking strictly necessary cookies may prevent parts of the site or partner portal from functioning correctly. For browser-specific instructions, see aboutcookies.org.

8. Changes and Contact

The Company may update this Cookie Policy to reflect changes to our use of cookies or applicable requirements. Material changes will be posted with a new "Last updated" date. For questions about this policy or to request further information about specific cookies in use, contact the Company at:

Panthera Ltd
Ark Mori Building 12F, 1-12-32 Akasaka, Minato-ku
Tokyo 107-0052, Japan
Email: [email protected]